Game Rules (1.0 -09/04/2020)
You play our Baccarat as an observer. A dealer deals cards to the Player and the Banker. The objective is to guess the hand where the total number of points is closest to nine, or if the Player and Banker will tie.
Note: The value of the chips is expressed in your currency. For example, if your currency is EURO, the value of the 0.1 chip is 0.1 EURO.
Game type |
Table game |
Hands |
1 |
Decks |
6 (52 cards in each deck) |
Shuffle |
before each round |
RTP |
Banker: 98.94% Player: 98.76% Tie: 85.56% |
The game disconnects if you do not take any actions for a specific number of consecutive minutes (this number varies depending on jurisdiction); the session recovery feature will save the game progress so that the next time the game is loaded, you can continue where you left off.
In the event of technical difficulties resulting in a dropped connection to the game server, the game you were playing is saved automatically and will load the next time you establish a connection to the game server. You will not be able to reconnect to the game server for the first 30 seconds after you are disconnected.
Note: In case of malfunction, all pays and play are voided; any bet that was not yet accepted will be voided, any bet that was unsettled will be refunded.
Note: On the info bar located under the main game buttons, you can view the current BALANCE, your BET and your current WINNINGS, in your currency. The current betting limits are displayed on the upper left side of the table (MIN, MAX).
The table layout of Baccarat consists of three betting areas:
the ‘Player’ bet area.
the ‘Banker’ bet area.
the ‘Tie’ bet area.
The Player’s cards are displayed on the left side of the table and the Banker’s cards are displayed on the right side of the table.
The cards are dealt from a pile of six mixed decks of cards. The cards are shuffled before each game.
If the total value of a hand is ten or more, ten points are deducted from this first value; the remaining number of points is considered the number of hand points.
The Aces count as one point, the cards from two to nine keep their own values and the 10, J, Q, and K count as zero.
Example: if 7+6=13, then the final points are 13-10=3.
When the game starts, two face down cards are dealt to the Player, and two face down cards are dealt to the Banker.
The Player's and Banker's cards are revealed.
A third card may be dealt sideways, with face down being immediately revealed, to the player or banker, or even in both cases. (according to the third card rule).
Third card rule
The following scheme shows cases where the Player and/or the Banker receive a third card from the dealer.
For the Player:
Value in points of the first two cards |
Action |
0 – 1 – 2 - 3 – 4 – 5 |
Hit a card |
6 – 7 |
Pass (see Note 2 under Banker) |
8 – 9 |
Natural, no third card |
Note: If the Banker has a two-card
total of eight or nine points, the Player does not draw a third card
For the Banker:
Value in points of the first two cards |
Hit when the third card of player is |
Does not hit when the third card of the player is |
0 – 1 – 2 |
Always Hit |
n/a |
3 |
0 – 1 – 2 – 3 – 4 – 5 – 6 – 7 – 9 |
8 |
4 |
2 – 3 – 4 – 5 – 6 – 7 |
0 – 1 – 8 – 9 |
5 |
4 – 5 – 6 – 7 |
0 – 1 – 2 – 3 – 8 – 9 |
6 |
6 – 7 |
0 – 1 – 2 – 3 – 4 – 5 – 8 – 9 |
7 |
Always pass |
Always pass |
8 - 9 |
Natural, no third card |
Natural, no third card |
Note 1: f the Player and/or Banker have a total of eight or nine points, they both pass. This rule overrides any other rule.
Note 2: If the Player has a
two-card total of six or seven points, the Banker will only draw a
third card with a total of five or less.
To play, follow these steps:
Step 1
Select a chip value. To start the game, place a bet on any of the Player, Banker or Tie bet areas, on two of them, or on all three, by clicking/tapping on them.
You cannot bet the same amount on Player and
Banker, the difference between the two bets must be at least the value
of the minimum bet.
Note: The game cannot start without a bet; bets cannot exceed the maximum table limits and must be covered by your credit balance.
Limitation of bets:
Max Bet on Player or Banker is 70x the minimum bet.
Max Bet on Tie is 15x the minimum bet.
Cannot bet the same amount on Player and Banker on one hand.
Step 2
After you place your bet, you have the following options:
DEAL - click/tap the DEAL button to start the game.
CLEAR - click/tap the CLEAR button before you start the game if you wish to cancel your current bet.
Step 3
After you click/tap the DEAL button, the game starts and two face down cards are dealt to both the Player and the Banker.
The Player's and Banker's cards are revealed.
A third card may be dealt sideways, with face down being immediately revealed, to the player or banker, or even in both cases. (according to the third card rule).
The hand with the total points closer to nine wins the game. In case both the Player and the Banker have the same total points, the game is a Tie. In case of a Tie, bets on Player & Banker are returned (push).
Step 4
STARTING A NEW HAND - Once the hand is over, with all chips collected or paid out, the table will reset with nothing on it and the 2 icon options are: REBET and REBET & DEAL.
The Player has 3 options:
REBET will copy the last bet amount, but will not deal - more chips can be added.
REBET & DEAL will copy the last bet amount and automatically deal the cards.
The Player can make a brand new bet - by simply placing chips on any of the 3 options - PLAYER - BANKER - TIE.
The winnings are paid according to the paytable.
Cards used in Baccarat: 2, 3, 4, 5, 6, 7, 8, 9, 10, Jack, Queen, King, and Ace.
All cards come in four suits: Spades, Diamonds, Hearts and Clubs. All suits have equal rank.
Card |
Card value |
Ace |
1 |
2 |
2 |
3 |
3 |
4 |
4 |
5 |
5 |
6 |
6 |
7 |
7 |
8 |
8 |
9 |
9 |
10 |
0 |
Jack |
0 |
Queen |
0 |
King |
0 |